Full service retirement advice: financial, tax & legal
Most advisory firms focus on the accumulation phase of retirement. We focus on retirement advice for the income phase of your life by working with you to develop a plan that will create a lifetime income stream in retirement that protects you from unnecessary risk, keeps up with inflation and last but not least, leaves a legacy for your family & community after you are gone.
We start by assessing your current trajectory to measure the likelihood of achieving your goals. This includes a detailed financial, tax & legal analysis.
Next, we identify any weaknesses in your current path to determine if there are opportunities as part of a retirement income plan to improve your long term outcomes. If we can help you, we'll tell you. If we can't, we'll tell you that as well.
You are faced with a dizzying array of options these days in the financial advisory world. Who can you trust to help you achieve your goals safely?
While we are a family business, we bring together several disciplines, including financial, tax & legal, under one roof to provide all the tools that you need to achieve your goals, at a fraction of the cost of big firms. You also have our commitment that we will provide full disclosure on the strengths & weaknesses of our recommendations, along with costs of engaging us as your advisory team, so you'll be in the position to make a fully informed decision that is in your best interests.
Neal Angel, MBA, is an experienced financial advisor with a decade and a half of experience, who holds both Series 65 and South Carolina life/health insurance licenses. Neal specializes in advising families & small business owners, both retired & approaching retirement, with strategies for preserving their retirement savings, increasing their retirement income & leaving a financial legacy for their family & community. He enjoys showing families how to take advantage of established rules and ongoing changes in the law to lower taxable income, while at the same time increasing net income by up to 67%. He also enjoys teaching retirees the latest strategies for ensuring a lifetime income, safe from market volatility, which grows over time to keep up with inflation.
In addition to holding a license in insurance, Mr. Angel serves as an investment advisor representative with FormulaFolios (https://formulafolios.com/) in South Carolina. He has advised thousands of families in Upstate South Carolina as a speaker on current retirement issues, as well as a guest columnist for local upstate publications. He has also served as a regular lecturer on retirement income planning at Furman & Clemson University lifelong learning programs since 2013 on strategies for maximizing income while preserving financial assets in retirement.
While originally from Greensboro, NC, Neal & his family have lived in the Upstate of South Carolina since 1993. Together with his wife, they have three children aged 30, 28 & 23, and two grandchildren. His wife works as an RN at Spartanburg Regional Hospital. During their free time with the family, they enjoy horseback riding, hiking, kayaking & camping in the mountains.
Kyle brings a wealth of experience in providing both legal & tax advice to high net worth families in Upstate South Carolina. In his previous role as a Senior Trust Advisor and leader of successful trust teams for the past 25 years, he offered a unique skill set as both an attorney and CPA for retirement advice. Prior to joining this partnership, he served as Chief Administrative Officer (Head of Trust) for Park Sterling Bank in Greenville. Kyle has also served as a part of successful Trust/Wealth teams at TD Bank, Carolina First Bank, BB&T and CountyBank. He earned his B.S. in Business Administration, cum laude (Major – Accounting) at The University of South Carolina and his Juris Doctor degree at The University of Georgia School of Law. Mr. Pruitt also holds his South Carolina Life & Health Insurance license, and is preparing to sit for the Series 65 Securities examination.
As part of this partnership, Mr Pruitt enables the team to offer not only financial advice, but also tax & legal guidance to the table, resulting in opportunities to show our clients strategies to enjoy higher net post-tax income and estate values for our clients.
While originally from the big town of Ninety Six, South Carolina, Kyle & his family have lived in Greenville for years. His wife, Amy, teaches advanced biology at Riverside High School, and is currently working toward her masters degree in Biology through Clemson University. Kyle is the proud father of two children, and grandfather to one. He & his family enjoy many outdoor activities, as well as spending time at the beach whenever possible.
It is never too early to get started on your retirement income plan. Tell us more about your goals, and we will set a course for the future.
33 Market Point Drive, Greenville, South Carolina 29607, United States
Monday - Friday: By appointment
Saturday - Sunday: By appointment